Do you know about - Car Thefts Are Down - How Does This influence Auto Insurance?
Data Recovery Houston! Again, for I know. Ready to share new things that are useful. You and your friends.Car thefts are down, but don't cancel the widespread coverage from your auto assurance procedure just yet. The average widespread assurance excellent in the U.S. Fell 3.3% from 2005 to 2006. (The most recent data available).
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The National assurance Crime Bureau (Ncib) reports that 2008 marked the nation's fifth consecutive year of declining car thefts in the United States. To put it into perspective, in 2006 every 26 seconds a car was stolen in the Us. That whole is now down to one car every 28.8 seconds. The more likely a car is to be stolen, the more likely it will cost more to insure it. In 2006 the Hot Car was the 1995 Honda Civic. 1,095,769 motor vehicles were reported stolen in 2007, with Western states representing 35.7% of the total.
The top 10 States ranked by whole of auto thefts in 2006 placed Arizona in the whole 4 position. California, Texas and Florida were in the top 3 positions.
City-by-city differences in auto buying habits are reflected in the preferences of auto thieves. For example, American vehicles tend to be the auto thief's choice in Detroit and Chicago; pickups are beloved in Phoenix and Houston; and Japanese models lead the most commonly stolen list in Los Angeles.
Carjacking account for only 3% of all motor car thefts nationwide, and occurs most oftentimes in urban areas, but what may be more surprising, in a contemplate of American drivers conducted in April of 2007 by the National assurance Crime Bureau, the nations' foremost not-for-profit club dedicated exclusively to preventing, detecting and defeating assurance fraud and car theft straight through facts analysis, investigations, training and public awareness, and Lojack, a maker of an electronic car tracking and rescue system, found that 40% of drivers don't hide their valuables, in fact, nearly half leave mail in their vehicle, a quarter have left a purse or wallet, and roughly one third have left bank statements, all of which can put them at risk for identity theft.
Besides the cost linked with car theft that are covered by the assurance companies, many habitancy forget the cost in time and inconvenience that are not covered and can mount to many hours and lost revenue not to mention frustration.
Insurance criminals are ripping off the assurance commerce and the American public daily. This results in higher assurance premiums for all of us. Keeping money in our pockets starts by educating ourselves about what fraud and theft is, who commits these types of crimes and how we can safe ourselves from becoming victims. Consumers are a vital part of the solution.
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